Posts Tagged ‘lost wages’

Recover Lost Wages Even If You’re Unemployed At The Time Of An Auto, Car, or Truck Accident.

Monday, June 8th, 2009
Recover Your Lost Wages

Recover Your Lost Wages

Kentucky law provides for the payment of PIP benefits when you’ve been injured in an auto, car or truck accident.  This includes payment for lost wages up to a statutory amount.  Proof of lost wages is submitted to your insurance carrier, who then pays you your lost wages.

However, there is no condition placed on the time these lost wages occur.  So, while you might be unemployed at the time of the accident, you might still be entitled to lost wages if you’re prevented from working in the future because of your injuries.

In today’s economy it is likely that someone will be laid off or unemployed at the time they suffer injuries in a car accident.  However, if they later accept employment or if they are hired back to their old job, they can recover lost wages if they are prevented from working because of their injuries.  It makes no difference that they were laid off or unemployed at the time of the accident.

Make sure if you’re injured in an accident and suffer lost wages that you submit those lost wages to your insurance company for payment under the applicable PIP coverage.  This includes lost wages inccured at a time or date after the accident.

How To Recover Your Lost Wages From A Kentucky Accident.

Monday, May 11th, 2009
Recovering Your Lost Wages

Recovering Your Lost Wages

If you were injured in an accident and miss work, you are entitled to recover your lost wages.  Your first source of recovery is lost wages paid through PIP.  Unfortunately, the legislature has capped PIP payments for lost wages at $200 a week.  Hardly, sufficient to compensate someone for the likely wages they have lost.  You should know you are entitled to the difference.

You will recover this amount from the party at fault when you make your claim.  For instance, if you miss three weeks of work and earn $400 a week in lost wages, PIP will pay you a total $600 in lost wages.  Your actual wage loss is $1,200.  The difference of $600 is recoverable when you make a claim for “bodily injury.”  This figure should be included in any negotiations with the insurance company. The insurance company that settles your bodily injury claim will also be responsible for paying back the sums paid under PIP.